You’re working on the gutters. You know you have to be careful this high up, but somehow you missed one of the steps on the ladder and now you’re in the emergency room with a broken arm.
With accident insurance, you don’t worry about covering unexpected medical costs because your supplemental insurance will help fill in the gaps of your health plan coverage. Now instead of worrying, you can focus on getting better.
What is Accident insurance?
Individual accident insurance is a way to stay ahead of the medical and out-of-pocket expenses that
add up so quickly after an accidental injury - not just for emergency treatment, hospital stays and
medical exams, but for other expenses you may face, such as transportation and lodging needs.
Accident insurance pays benefits when you’re injured. The plans can help pay for expenses that your health plan
may not fully cover, like deductibles.
Access to any doctor or hospital — no network restrictions
No waiting period to use your benefits
No overall annual or lifetime limit — no matter how many accidents you have
Accidents happen. Unexpected injuries can hurt your budget.
A simple arm fracture treated in the doctor’s office can cost $324. However, an open-arm fracture can result in a hospital stay, surgery, and physical therapy — for a total cost of more than $23,000.
Is Accident insurance right for me?
According to Safe Kids, about 1.35 million emergency room visits due to severe sports injuries occur each year. They want to remind parents that kids can get hurt in the field of play -- about once every 25 seconds.
* Simple plan options help you meet your needs and budget.
* For adults through age 64 and a great solution for families.
* Cost doesn’t increase with age or the number of covered children.
* Easy to apply — just a few basic questions — no medical exam.
Get protection from unexpected medical costs.