Critical Illness Insurance

A heart attack, stroke, cancer, or other serious illness often comes without warning. Are you financially prepared if it's you?  Reduce the potential financial impact of a critical illness on your family and your future.

 

 

Why Critical Illness insurance?

 

Luckily, surviving a critical illness is becoming increasingly common with advances

in medical technology. However, the costs of fighting these illnesses or keeping up

with everyday bills can be more than most are prepared to deal with.

 

This critical illness insurance plan could help protect you, your family, and your

assets from unexpected expenses.

 

With supplemental critical illness insurance, you’ll receive a lump-sum cash payment

upon diagnosis of a covered condition. If you have a health plan, critical illness insurance

will:

• Provide benefits in addition to your other coverage.

• Help with healthcare costs - Provides funds to help offset expenses incurred for a

variety of critical illnesses.

• Choice of coverage amounts - Benefit amounts generally range from $5,000 to $50,000.

• Coverage for several critical illnesses - Coverage is available for conditions including but limited to heart attacks, stroke, and most forms of cancer.

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How Does Critical Illness insurance work?

 

If you or a member of your family is diagnosed with a covered critical illness, this critical illness insurance plan will provide you or your designee with a cash payment to use however you want. For instance:

 

Supplement your health plan

 

Critical illness insurance can help fill in gaps that your plan may

not pay:

• Deductible and coinsurance

• Out-of-network costs

• Travel to the best doctors and facilities

• Other treatments that your plan may not cover

 

 

Stay on top of everyday expenses

 

Use the cash to pay for everyday expenses while you’re

focusing on getting well:

• Lost income

• Mortgage

• Household bills

• Gas and food

 

 

Additional Plan Advantages

 

1) Choose the benefit level that works best for you and your family.

2) Visit any doctor or hospital — no network restrictions.

3) Lump-sum cash payment to help you pay out-of-pocket health care costs and other everyday expenses.