
Estate Planning
Estate planning is one of the most important steps any person can take. Understanding the estate plan options that are right for you can also be a complex undertaking. We are here to make sure that your property and health care are always protected.

Long-Term Care
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Someone turning age 65 today has almost a 70% chance of needing some type of long-term care services and supports in their remaining years
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Women need care longer (3.7 years) than men (2.2 years)
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One-third of today’s 65 year-olds may never need long-term care support, but 20 percent will need it for longer than 5 years

Trusts
You have worked hard for your money and made every attempt to be a conscientious saver. So it's only natural that you want some control over what happens to your assets after you die.
Even if you are a person of modest means, you have an estate—and several strategies to choose from to ensure your assets are distributed according to your wishes and in a timely fashion.

Last Will and Testaments
Families are not as well protected as they think. Many people have assumptions about what happens to property when a husband or wife dies, but many times they are wrong.
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Everything does not automatically go to a spouse
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Your Burial Plans are Left to the Whims of Relatives
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Wishes for Custody of Minor Children are Unheard

Medicaid Planning
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Can't afford Long-Term Care
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Worried about a Medicare Spend Down
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Need help dealing with a Nursing Home Stay
We have the answers!

Power of Attorney
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A Health Care Power of Attorney empowers someone else to make health decisions about treatment if you are incapacitated.
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A Durable Power of Attorney empowers someone else to handle your financial and legal affairs while you are competent, after you become incompetent, or both.