Hospital Indemnity Insurance Plans

No one plans to get sick or injured – be prepared if it happens to you

 

Should I Have Hospital Indemnity Insurance?

 

You can't predict when you may be hospitalized, so protecting yourself and your family is important. Your insurance will cover most of your doctor and hospital bills, but are you protected from the unforeseen expenses that can also occur?

 

These plans provide benefits for hospital confinement, outpatient surgery, and accidental injury or sickness. A hospital indemnity plan pays a set amount if you’re confined in a hospital. The benefits are paid directly to you or your designee.

 

Most people never anticipate the additional costs associated with a hospitalization that can drain your savings, for example...

  • Transportation, lodging and meals if you must travel for treatment,

  • Childcare and household help, and

  • Continuing regular financial obligations like groceries, car payments, mortgage and rent, and utility bills.

 

How Does it Work?

 

Unlike traditional health insurance plans, hospital indemnity insurance pays a predetermined cash amount when you receive a particular service, regardless of what your provider charges you. There are no deductibles and you can keep your own doctor. It pays you cash benefits. You can use them however you decide. Benefits for covered services include...

  • DAILY HOSPITAL CONFINEMENT

  • AMBULANCE TRIPS

  • CANCER

  • DENTAL/VISION

  • SHORT DURATION HOSPITAL STAYS

  • OUTPATIENT SURGERY

  • SKILLED NURSING FACILITY

LANDMARK FINANCIAL GROUP, LLC

"Securing Your Financial Future"