GAP Insurance

GAP Insurance plans fill in the "GAPS" left from health insurance plan.  This insurance helps to cover co-pays, deductibles and sometimes gives you cash in YOUR hands!

Hospital Indemnity


No one wants to go to the hospital.  When you’re hospitalized, chances are there will be expenses that you have to pay yourself, even with an existing healthcare plan.

The advantages to Hospital Indemnity Insurance are many, and building a customized plan that is right for you can help ensure you are covered while saving you money.

Critical Illness


Cancer is affecting more people…

Men have nearly a 1-in-2 lifetime risk of developing cancer.1

• Women have more than a 1-in-3 lifetime risk.1


Heart attacks and strokes

This year, 8.5 million Americans will suffer a heart attack.2

• Every 40 seconds on average, someone in the U.S. has a stroke.3


1 American Cancer Society, Cancer Facts & Figures 2010, 2010, p.1.

2 American Heart Association/American Stroke Association, Heart Disease and Stroke Statistics—2010 Update At-A-Glance, 2010, p. 6

3 Ibid, p. 14.

Accident Insurance


  • There more than 27,000 car accidents per DAY in the US according to the USDOT.


  • More than 3.5 million children ages 14 and younger get hurt annually playing sports or participating in recreational activities.


  • In 2012, 547,499 people were treated for injuries sustained while riding bicycles.


  • Basketball was the most dangerous sport in 2013, followed by biking and football, based on estimates of injuries treated in hospital emergency departments compiled by the National Safety Council.


  • One in four people (25 percent) injured in accidents involving all-terrain vehicles (ATVs) in 2013 were children under the age of sixteen, according to the Consumer Product Safety Commission.


"Securing Your Financial Future"